4.50% Year 1

3% Base + 1.50% Prem Bonus | 6.50% Comp (0-80)

1% Commission Increase for a limited time on Index Annuities, ChoiceFour Annuity and Single Premium Life Products. No threshold, no hurdle, no waiting period. Based on application-received date, beginning April 15, 2020 and through June 1, 2020. Commission increase excludes Certainty Select and Confidence Income Annuities. New rates apply to contracts/policies with effective dates on or after April 15, 2020.

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Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.